Swarnajayanti Gram Swarojgar Yojona (SGSY) is an integrated scheme for providing opportunities of self employment to the rural poor. It was lunched on 1st April 1999. The main objective of this programme is to bring the assisted poor families above the poverty line by ensuring appreciable sustained level of income over a period of time. The assisted families may be individuals or groups (SHG). However the emphasis is on group approach and also with particular emphasis on group formation by women and the weaker sections.

SGSY focuses on organization of the poor at grass root level through a process of social mobilization for poverty eradication. SGSY's approach to organize the poor stems from the conviction that there is a tremendous potential within the poor to help themselves and that the potential can be harnessed by organizing them. Social mobilization enables the poor to build their own organization in which they participate fully and directly and take decision on all issues concerning poverty eradication.

SGSY is being implemented by the District Rural Development Cell of the Zilla Parishad with the active participation of Panchayati Raj Institution, the banks, the line departments and the non govt. organizations. Under the SGSY, generally a self help group may consist of 10 to 20 persons. They agree to save regularly and convert their savings into a common fund known as the group corpus. The members of the groups agree to use this common fund and such other funds that they may receive as a group through a common management. The group efforts also help them to participate in various social and economic development programmes of the government and to receive benefits of various public goods and services targeted towards the poor. SGSY is funded both by the central and the state Governments in the ratio 75:25.

The main components of the scheme:-
i) Formation of SHGs of rural poor households.
ii) Capacity building training for managing the SHGs and skill training to take up Micro Enterprises.
iii) Strengthening thrift & credit in SHGs by providing revolving fund support.
iv) Credit linkage with banks/other financial institutions & back ended subsidy for eligible SHGs/members to take up Micro Enterprises.
v) Provision of support for marketing & infrastructure creation to strengthen the forward & backward linkages.
vi) Technology inputs for micro enterprises

Purba Medinipur District is pioneer one in West Bengal in implementation of SGSY programme, specially in formation of Self Help Group (SHG) and its institutions, like Sub-Cluster, Cluster & block level Federations covering more than 2,30,000 families, 23906 SHGs have been formed & 22052 SHGs have been passed 1st grading & started economic activities with their savings, bank credit and financial assistance by DRDC (Revolving Fund). Total savings of all SHGs under this district is Rs.8792.65 lakh as on 31.03.2013.

Out of 2535 Sansad and 223 GPs, in 2059 Sub-Cluster at Sansads & 212 Clusters at GPs have already been formed respectively as on 31.03.2013. In thirteen (13) blocks, namely Tamluk, Panskura, Ramnagar-I, Bhagwanpur-I, Patashpur-I, Nandigram-I, Khejuri-II, Chandipur, Moyna, Egra-I, Contai-I, Nandakumar, Deshapran Block Federation has been formed. Tamluk Block Federation, Tamluk Block Mahila Bikash Mahasangha, is one of the best not only in West Bengal but also in India. A Cooperative Bank, Tamluk Block Mahila Bikash Credit Cooperative Society Limited, which was setup first in West Bengal on Pilot basis, is well managed by the Federation.

SGSY has been restructured as National Rural Livelihood Mission (NRLM) to implement it in a mission mode in a phased manner for targeted and time bound delivery of results.

The Swarnjayanti Gram Swarojgar Yojana (SGSY) – a holistic self employment programme for the rural poor is now being restructured and renamed as National Rural Livelihood Mission (NRLM). The restructured programme will be implemented in a mission mode approach with a time bound and outcome based approach. NRLM is one of the new initiatives under the Ministry of Rural Development to bring the poorest of the poor above the poverty line by ensuring viable livelihood opportunities to them. Being conscious of the Livelihood activities being varied, NRLM works on three pillars – enhancing and expanding existing livelihoods options of the poor; building skills for the job market outside; and nurturing self employed and entrepreneurs (for Micro Enterprises). This multiple Livelihood promotion strategy has been adopted to ensure that the poorest are covered to the farthest extent.

The main objectives of this programme:-

  • Universal social mobilization through formation of SHGs. This will ensure that at least one member of each rural BPL household, preferably a woman member of the household, is brought under the Self Help Group (SHG) net.
  • Form strong Peoples Institutions, by setting up of setting up of federations of SHGs from village panchayat to district levels. These federations will not only provide voice and strength to its members, but will also handhold the SHGs through providing all kinds of support services.
  • Universal financial inclusion will be furthered through linking the SHGs, banks and other Financial Institutions for securing credit.
  • Focus on ensuring skilled wage employment for rural youth through placement linked skill development projects.

    The major strategies under NRLM –
  • NRLM will be a demand driven approach & the states will formulate their own poverty reduction action plans under it based on their past experience, resources and skills base.
  • NRLM will provide for a professional support structure for programme implementation at all levels from national to sub district level in different strings.
  • Shifting from key activity approach of a group to individual self employment approach.

In Our District, Purba Medinipur has been selected as one of eight NRLP district in West Bengal under NRLM and four (4) Development Blocks, namely, Tamluk, Nandigram-I, Khejuri-II & Ramnagar-I have been selected as intensive blocks in 1st phase and all remaining blocks will be covered on phase by phase basis.
The preparatory work of NRLM intensive Blocks have been completed in Purba Medinipur District.

At present, a physical status of four intensive blocks are as follows (as on May, 2013):-

Sl. No.
No. of Sansad
No. of GP
No. of BPL House Hold
Status of SHG formation
1st Grading
2nd Grading
Sub Cluster

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